We search the market and give you the best deals. Here are some of the companies we work closely with:

Abbey, Alliance & Leicester, Amber, Bank of Ireland, Bank of Scotland, Barclays, Barnsley, Bath Investment, Beverley, Birmingham Midshires, Bradford & Bingley, Bristol West, Britannia, Buckinghamshire, Cambridge, Capital, Chelsea, Cheltenham & Gloucester, Chesham, Cheshire, Chorley District, CIS, Clydesdale, Co-operative, Coventry, Cumberland, Darlington, Derbyshire, Direct Line, Dudley, Dunfermline, Earl Shilton, Ecology, Egg, First Active, First Direct, First National, First Trust Bank, Furness, Future Mortgages, GMAC RFC, Halifax, Hanley Economic, Hinckley Rugby, Holmesdale, HSBC, iGroup, ING Direct, Intelligent Finance, Ipswich, Irish Permanent, Kensington Mortgages, Kent Reliance, Lambeth, Leeds Holbeck, Leek United, Legal & General, London Mortgage Company, Loughborough, Mansfield, Market Harborough, Marsden, Melton Mowbray, Mercantile, Monmouthshire, Mortgage Lender, Mortgage Trust, Mortgage Works, Mortgages PLC, National Counties, Nationwide, Natwest, Newbury, Newcastle, Northern Bank, Northern Rock, Norwich Peterborough, Nottingham, One Account, Paragon Mortgages, Penrith, Pink Home Loans, Principality, Progressive, Prudential, Royal Bank of Scotland, Saffron Walden, Scottish Building Society, Scottish Widows, Skipton, Southern Pacific, Stafford Railway, Standard Life, Stroud Swindon, Swansea, Teachers, Tesco, Universal Building Society, West Bromwich, Woolwich, Yorkshire Bank, Yorkshire Building Society.

Secured Loans

A secured loan is any loan that requires the borrower to provide the lender with some form of security. In the case of secured loans, the security will be the borrower's property, regardless of whether it is mortgaged or owned outright. Loans secured against property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.

You should compare the APR rates of secured loans (not unsecured loans). The best rates are available for people who can secure loans against assets such as property. If you don't have this option, then an unsecured personal loan is still a viable option.

Benefits of a Secured Loans

• A simple, flexible method of generating extra cash
• Unlike a re-mortgage, no survey, valuation, mortgage indemnity, or solicitors fees to pay
• Cash can be used for any purpose
• Repayment period can be anything from 3 - 30 years
• Protected payment plans can provide extra peace of mind.

Homeowner Loans

Homeowner loans give the best APR rates on secured loans, although it means that the property you secured the loan against could come under threat if the loan repayments are not met.

Often a homeowner loan is the best option in order to reduce your repayments on the loan. If you think that a homeowner loan would be best for you, then it is wise to do your research and look at different providers and what they can offer to you.

Homeowner loans can be obtained for anywhere up to £250,000 and can be used for any purpose.

Whilst homeowner loans can provide you with immediate cash, you should be careful of long term secured loan repayments, as they are likely to get more expensive as time passes.

There are many companies out there offering homeowner loans, so look around for the best deal. However, be careful of the deals that look to good to be true, as the quoted APR rate may start increasing within a matter of months of accepting the homeowner loan.

Benefits of Homeowner Loans

• A simple, flexible method of generating extra cash
• Unlike a re-mortgage, no survey, valuation, mortgage indemnity, or solicitors fees to pay
• Cash can be used for any purpose
• Repayment period can be anything from 3 - 30 years
• Protected payment plans can provide extra peace of mind.